Money mindset tips before 30

Are you looking forward to gaining financial independence before 30 using the right money mindset tips? Or you missed the opportunity to carve your financial future before 30? 

Give us a few minutes of your time and we will show you how to have a money mindset shift that will grant you financial independence before the age of 30.

What is money mindset?

Money mindset can best be defined as how you think about money and the way it influences your action or inaction. The way you save, spend and manage your debt are indications of the kind of mindset you have about wealth creation.

Here are money tips that could help you improve your mindset and lead a more stable financial lifestyle:

1. Draw up a workable plan to clear your debt

Debts are like heavy stones tied around our necks; no matter how hard we try to forget them, they’ll always weigh us down. However, you have to understand that debts are not entirely bad. At certain points in your life, they helped you take care of your needs.

Though they might seem too hard to handle, with good actionable plans, you’d figure it’s easy to pay off your debts. Draw up a plan to clear your debt over a given period with a portion of your income. You can lay hold on a good budgeting app that can help you track where your money goes. When you are able to clear off your student or business loan debt, it becomes easier for you to buy your first home in that location of your choice.

2. Employ positive affirmations

The mind functions in a mysterious way. Whatever you feed it, it nurtures and compounds. You can use positive affirmations to drive away every negative mindset you have about money.

According to research, the more you practice positive affirmations, the clearer your money mindset becomes. 

The best positive daily affirmation app can help you stay pumped for the money-making tasks ahead of you each day. You can find a good number of them on Playstore and iOs.


3. Inform yourself about money

There’s no doubt that information is a powerful tool. You should strive to learn more and more about things concerning money. You can do this by reading books, following people who practice those values you want to imbibe and actually practicing the things you learn.

Informing yourself about money will positively influence your mindset and help you live a more fulfilling financial lifestyle. Some of the best books about money are:

  • Rich Dad Poor Dad by Robert Kiyosaki
  • The Richest Man in Babylon by George Samuel Clason
  • The Intelligent Investor by Benjamin Graham
  • The Automatic Millionaire by David Bach
  • The Psychology of Money by Morgan Housel
  • Think And Grow Rich by Napoleon Hill
  • Secrets of the Millionaire Mind by T. Harv Eker
  • The Millionaire Fastlane by MJ DeMarco

You can as well access many other powerful books on making, managing, and multiplying money.

4. Follow people who are where you want to be

You can’t take advice from people who are not better than you and expect a better result. You have to follow and learn from those who have more experience in money matters.

Furthermore, you can follow these people on social media, read their blogs, sign up for their newsletters or even attend events and seminars they’re hosting or participating in.

If you are a compulsive spender as psychologists rightly put it, the only way to get out of such a mess is to learn from other people. We recommend “Happy Money: The Japanese Art of Making Peace With Your Money” by Ken Honda. In this book, he x-rayed 7 personality types that define who you are when it comes to handling money.

5. Stop comparing yourself to others

Another sure way to create a positive money mindset is to stop comparing yourself to others. Comparing yourself to others will only affect you more negatively. This is because the chances are high that you know nothing about those you compare yourself to. And their lives, circumstances, and playground are completely different from yours. 

Comparisons are sure ways of drawing pressure on yourself. You have to judge yourself by your own standards and give yourself time to grow. Instead of comparing yourself to others, focus on your strengths. Identify your business weaknesses and strengths.


Final Words on Money Mindset Tips

Which of these money mindset tips have you implemented in the past? What was the outcome? Understand that a little shift in your habits can have an amazing effect on your business growth.

Azuama Godwin
Godwin Uchenna is a content writer, copywriter and contributor at You can connect with him on Facebook for your content writing services -

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